Commercial Lending
Whether you need to Start, Grow, or Save your business... We got you!
We help Vetrepreneurs grow their business by getting them into the best financing program possible.
With The Veteran Lending Team you will deal with one highly trained adviser that will guide you through your best options. We can help you with financing in all areas: Inventory, Expansion, Equipment, Working Capital, Business Acquisitions and more. We tailor our programs to meet the specific needs of your business.
Our Relationship Lenders will get you the best, most competitive rates available for your business from our network of the country's top lenders. The best part?... You only need to fill out one application. The Veteran Lending Team will use that application to get multiple lenders bidding on your business!
Our Loan Programs
By the numbers. An indepth look at what's covered by Commercial Lending!
Simple Interest Loans
Merchant Processing
Lines of Credit
Working Capital Lines
Equipment Financing
Invoice Factoring
Equipment Financing
Program Details:
The lightning program is a quick SBA Loan that can help applicants get up to $150,000 in as little as 3-4 weeks. Underwriters reviewing applications will base the loan amount off of the businesses prior years top line revenue instead of profit margins. You receive 30% of the prior years total revenue up to $150,000.
Here's What's Needed to Apply:
Application
-Last 6 months of business bank statements
-Driver's license
Voided Check
-Last 2 business tax returns
Prior years year end financials- P&L with a Balance Sheet
Qualifications:
700+ Credit, 2 business tax returns, strong business credit, Gross annual revenue above $120,000
Investment Properties
Looking to buy a rental or investment home? We go you from every angle!
DSCR Mortgage
Insurance
Landlord Warranty
Transfer the risk of appliances breaking from you to us... So when the air conditioner, or fridge, stops working in your rental home your tenants file a claim, without having to bother you.
Property Tax Protection
Our team of tax attorneys will check every year to make sure you are not being over assessed and charged more in tax that you should be... Potentially saving your thousands!
Commercial Insurance
Its important to make sure your business is properly protected so that you aren't plagued by exposure and risk. You can't grow if you aren't protected. Thats why we got you covered on the commercial insurance side too!
Frequently Asked Questions
I am rated at 100% T&P with PTS, Sleep Apnea, and more. Can I get VetLife?
Sounds like you are describing just about all of us... and all of us that have applied have been approved for VetLife. We built this for the veteran community. because we are the veteran community.
Who can apply for coverage?
We built VetLife exclusively for the veteran and military community. Actively Serving (AD, Reserves, Guard?), Retired?, Veteran? We got you!
Can I cancel any time?
You can, but we don't recommend it as it could create tax implications. VetLife is built to be very flexible, so when times get tough, it is not a burden on your finances and family.
Is it true VetLife has living benefits?
Living benefits allow you to take out 80% of your death benefit if you are hit with terminal illness, chronic illness, Critical Illness, and Critical Injury.
I'm Still Serving. What happens if I am deployed?
As long as you start your policy while on U.S. (and don't have pending deployment orders) you'll be covered!
If you have pending deployment orders, there might be a temporary exclusion or two, but we can work through it!
I am a PMC and most of my contracts are overseas.
So are a lot of our customers. As long as you are contracted by an American company, and your compensation comes from within the US you're good to gol
What is Infinite Banking, can VetLife can be used for it?
Can my spouse and kids get covered under to my policy?
Absolutely! Most of us added our spouses and kids to our policy as a ryder. Others have opted to create individual policies for their kids so they can grow their wealth.
If you contribute $100 per month to each of your kids CivLife accounts for 18 years, through the power of compounding interest, by the time they are 50, they will have over $2M in their account.
Do I need a medical exam to get VetLife
We didn't! Its always a possibility that in ultra situations a medical exam might be requested. However, we have never experienced this, and it surely isn't
Sounds like you are describing just about all of us… and all of us that have applied have been approved for VetLife. We built this for the veteran community. because we are the veteran community.
We built VetLife exclusively for the veteran and military community. Actively Serving (AD, Reserves, Guard?), Retired?, Veteran? We got you!
You can, but we don’t recommend it as it could create tax implications. VetLife is built to be very flexible, so when times get tough, it is not a burden on your finances and family
It wouldn’t be your financial woobie if it didn’t.
Living benefits allow you to take out 80% of your death benefit if you are hit with terminal illness, chronic illness, Critical Illness, and Critical Injury.
As long as you start your policy while on U.S. (and don’t have pending deployment orders) you’ll be covered!
If you have pending deployment orders, there might be a temporary exclusion or two, but we can work through it!
So are a lot of our customers. As long as you are contracted by an American company, and your compensation comes from within the US you’re good to gol
Absolutely! Its one of the best parts of VetLife.
You overfun the policy and let the power of compounding interest make your money grow. Then you borrow against the cash value at a lower interest rate than your average growth. The goal is to become your own banker, avoiding traditional lenders and banks.
Absolutely! Most of us added our spouses and kids to our policy as a ryder. Others have opted to create individual policies for their kids so they can grow their wealth.
If you contribute $100 per month to each of your kids CivLife accounts for 18 years, through the power of compounding interest, by the time they are 50, they will have over $2M in their account.
We didn’t! Its always a possibility that in ultra situations a medical exam might be requested. However, we have never experienced this, and it surely isn’t
