What is The LandLord Bundle
The Landlord Bundle consists of our innovative and specialized risk mitigation tools, which we have developed and integrated into this package. This bundle was designed to shift the risks associated with owning rental properties from the property owner to us. This bundle is designed to be built into the lease contract, and paid for entirely by the tenant, costing the property owner nothing. By transferring this risk, our aim is to empower property owners to confidently grow their portfolios and increase the number of units they own, ultimately enhancing their wealth and prosperity.
When it's time to expand their portfolio and acquire the next property, we will be ready to assist with both the mortgage and the insurance policy.
LandLord Bundle Details:
Security Deposit Insurance
Renters Insurance
Pet Coverage
Property Warranty
Tennants and Landords both get
Vet-defender included at no cost!
Identity theft is real, and has effected 63 Million Americans!
Infact: every 3 seconds a new American is victim to identify theft.
FULLY MANAGED RECOVERY
Fully managed recovery provides the peace of mind of a dedicated certified Recovery Advocate. The advocate works on borrower's behalf to perform all of the necessary tasks to restore their identity, including completing and filing forms, conducting research and contacting all relevant companies, agencies and financial institutions to ensure that any identified fraudulent activity is addressed and resolved.
AUTHENTICATION
Continued assurance that the person logging into the vet-defender system is your borrower.
CRIMINAL DATA MONITORING
Monitor millions of criminal and civil court records for your personal information to validate that it has not been used to commit a crime.
CREDIT REPORT WITH SCORE
Continued assurance that the person logging into the vet-defendersystem is your borrower.
ADDRESS CHANGE MONITORING
Monitors the United States Postal Service for any updates to your address and alerts when changes have been made.
THREE BUREAU CREDIT MONITORING
Receive alerts within 24 hours for new activity such as credit inquiries, new credit lines, derogatory credit, and name or address changes, to name a few.
CHILDREN PUBLIC RECORDS MONITORING (Family Plan)
Monitors millions of public and private database records for information related to your child to let you know if any of their personally identifiable information is being used by identity thieves.
INSTANT INQUIRY ALERTS
Instant inquiry immediately alerts you when a creditor requests your report at TransUnion. You will receive an email as soon as TransUnion receives the request.
CREDIT VALUE & LOST DOCUMENT REPLACEMENT
Lost wallet or purse? Secure online storage is available for up to 50 pieces of personal information, including credit cards, checking and savings accounts, personal loan information, passport details, retirement accounts, certifications, licenses, and more!
CREDIT SCORE TRACKER
Instant inquiry immediately alerts you when a creditor requests your report at TransUnion. You will receive an email as soon as TransUnion receives the request.
$1,000,000 ($25,000 Gold Plan) REIMBURSEMENT INSURANCE
Covers expenses you may incur during the recovery of your identity, including long distance telephone calls, postage and handling fees, fees for notarizing affidavits, document, filing fees for grants or credit applications rejected as a result of a Stolen Identity Event. Lost wages due to time off from work are also covered.
IDENTITY MONITORING PUBLIC RECORDS
Monitors millions of public and private database records to identify possible instances of id theft and will alert you of changes that may indicate an identity thief is using your info to access an existing account or applied to open a new account in your name.
DARK WEB MONITORING
An intelligent and proactive identity theft detection solution that searches for compromised information across the deep, dark, and surface web, as well as underground forums and file sharing sources.
PEACE OF MIND WITH A PLACE TO TURN
Why Tenants Love It
Low-Cost Renters' Insurance Options
Almost every rental community will require renter's insurance that protects the property from damage the renter may cause.
We make it easy for the Property Owner/Property Manager to provide this protection with a low, affordable monthly payment.
Fast Renters' Insurance Approval and Onboarding
Approval and Onboarding Approval time, and getting the paperwork to show coverage, is key to making the process of moving in as smooth as possible.
Like it or not, renter's insurance is sometimes a late consideration, but we make up time with easy, efficient service.
No Upfront Security Deposit (Community-Based)
Security deposits can be costly to the Tenant. Why tie up all that cash? Providing this program for your community, the tenant's upfront cost is replaced with affordable monthly installments, so the tenant keeps more money in their pocket. No approval is necessary.
If the tenant is approved for the lease, the tenant is approved for YRIG's Security Deposit Insurance (SDI).
Protect Renters’ Property
Property owners want their property protected, but what about the tenant's property?
Our Tenant Legal Liability Policy (TLL) offers $5,000 or $20,000 in personal property protection, which includes theft. Additional options go all the way up to $100,000.
Why Property Owners Love It
Secure More Leases
Security deposits are absolutely vital to a rental community, but it can be a big ask from your prospective tenant. Our Security Deposit Insurance (SDI) gives tenants easy and affordable monthly payments, which means security deposits will not be an obstacle to closing a lease.
Plus, saving money for your tenant sets your relationship off to a great start.
Peace of Mind Protection
Property Owners/Property Mänagers need to protect the property and it's value. Our Tenant Legal Liability Policy (TTL) covers each rental unit for claims up to $100,000.
Become Your Own Bank With VetLife
Social media is buzzing about becoming your own bank and infinite banking. .
VetLife lets you accomplish that goal! So how do you become your own bank?
Becoming your own bank is based on the premise that you borrow against the amount of funds in your VetLife Cash Value account to invest in real estate.
The Essence of the Strategy
1.) The loan you take against your VetLife cash value account is a lower interest rate than your money is typically growing.
2.) Borrowing against your money means that it never leaves your account and continues to grow.
The important part is that it grows at the same or a better rate of return than the loan against it.
Example – Say your normal rate of return on your VetLife cash value account is 6.44%. The loan you take against it is at 5.5%. That means your money is growing at a rate greater than the rate you need to pay. You then use the loan to buy a business that, in turn, gives you an additional 5.5% return….
Congrats! You have turned your money into more money and YOU are officially winning.
Simple Interest Loans
Merchant Processing
Lines of Credit
Working Capital Lines
Equipment Financing
Invoice Factoring
Equipment Financing
Program Details:
The lightning program is a quick SBA Loan that can help applicants get up to $150,000 in as little as 3-4 weeks. Underwriters reviewing applications will base the loan amount off of the businesses prior years top line revenue instead of profit margins. You receive 30% of the prior years total revenue up to $150,000.
Here's What's Needed to Apply:
Application
-Last 6 months of business bank statements
-Driver's license
Voided Check
-Last 2 business tax returns
Prior years year end financials- P&L with a Balance Sheet
Qualifications:
700+ Credit, 2 business tax returns, strong business credit, Gross annual revenue above $120,000
Frequently Asked Questions
Security Deposit Insurance
It’s an alternative to traditional security deposits, reducing upfront costs for renters while protecting landlords from damages or unpaid rent.
Renters Insurance
This policy protects tenants' personal belongings and includes up to $20,000 in personal property coverage and $100,000 in legal liability and bodily injury coverage. Unlike standard policies, ours ensures continuous coverage, so tenants cannot cancel or let it lapse, giving landlords peace of mind.
Pet Coverage
Included with our renters insurance, this coverage protects tenants against unexpected pet-related damages or injuries to others. It provides up to $1,500 for accidental pet damage to property (excluding carpet cleaning and landscaping) and up to $10,000 for bodily injury caused by pets. There are no restrictions on pet type, breed, or size. This solution benefits both tenants and landlords by eliminating separate pet fees or deposits and safeguarding property investments.
Can I sign up multiple properties for an warranty plan?
Absofrickinlutely. Sign up today and you’ll be improving your tenants’ experience when important things break down in your properties, stabilizing your monthly expenses, and reducing overall landlord-stress.
Happy tenant, happy landlord.
When can I expect a repair professional to come?
As soon as possible.
We begin processing your claim immediately and once approved, we’ll have a repair professional coming your way ASAP (synchronized with your availability and schedule of course).
Can I use my own service professional or handyman?
We get it, you love your people. If you have someone you like working with then no problemo.
Just make sure to let us know before any work is done so that we can provide you with simple instructions for approving any service costs from your preferred service pro.
What if my appliance or system cannot be fixed?
If your appliance or system cannot be fixed then Armadillo will provide you with cash for a replacement. If you have a preference for Brand, please make sure you choose the optional Brand-for-Brand add-on with your plan for additional coverage.
It doesn’t cost much, and it is awesome! Especially if you love your current appliance brands.
What is not covered by the Property Warranty plan?
We do not cover known pre-existing conditions. That is, we do not cover items that were previously known to have been damaged – those are your responsibility. We also do not cover intentional damage and suggest you read our (insanely short and to-the-point*) service contract to review all applicable exclusions.
*as a matter of fact, we have the shortest, most transparent and digestible service contract in the home warranty industry. So go ahead, read it… it’ll only take a few minutes.
Is there a limit to the number of claims I can submit?
The only limits for your covered items are the product and aggregate limits detailed in your policy.
Sounds like you are describing just about all of us… and all of us that have applied have been approved for VetLife. We built this for the veteran community. because we are the veteran community.
We built VetLife exclusively for the veteran and military community. Actively Serving (AD, Reserves, Guard?), Retired?, Veteran? We got you!
You can, but we don’t recommend it as it could create tax implications. VetLife is built to be very flexible, so when times get tough, it is not a burden on your finances and family
It wouldn’t be your financial woobie if it didn’t.
Living benefits allow you to take out 80% of your death benefit if you are hit with terminal illness, chronic illness, Critical Illness, and Critical Injury.
As long as you start your policy while on U.S. (and don’t have pending deployment orders) you’ll be covered!
If you have pending deployment orders, there might be a temporary exclusion or two, but we can work through it!
So are a lot of our customers. As long as you are contracted by an American company, and your compensation comes from within the US you’re good to gol
Absolutely! Its one of the best parts of VetLife.
You overfun the policy and let the power of compounding interest make your money grow. Then you borrow against the cash value at a lower interest rate than your average growth. The goal is to become your own banker, avoiding traditional lenders and banks.
Absolutely! Most of us added our spouses and kids to our policy as a ryder. Others have opted to create individual policies for their kids so they can grow their wealth.
If you contribute $100 per month to each of your kids CivLife accounts for 18 years, through the power of compounding interest, by the time they are 50, they will have over $2M in their account.
We didn’t! Its always a possibility that in ultra situations a medical exam might be requested. However, we have never experienced this, and it surely isn’t
